Getting Started - tips to get your budget off to a good start
Westpac's Managing Your Money online
tutorial
offers further hints on keeping track of your
money; planning and budgeting; healthy spending and how to save
regularly.
Talking Money Sense budgeting links:
Step one: Getting started - where am I
today?
Step two: Looking ahead - where do I want to
be?
Step three: How can I make sure I stick to my
budget?
Oh dear ... I'm spending more than I earn!
You are not alone. But now you can do something
about it! Your new budget will allow you to set realistic
goals while keeping track of where your money is going.
"When I wrote down my expenses, I realised that I'd been spending nearly $2,500 on lunch per year - and that was just stale sandwiches and snacks from the cafeteria at work!" Rae, Account Executive
Use your budget to decide what's important so you can set your
goals.
Click here
for
Westpac's budget calculator
Work your accounts to your advantage
From automatic payments for rent, to ensuring your bills
are paid on time, Westpac has plenty of suggestions about how you
can make saving easy.
Click here
for more details.
I need a cash injection!
Need more money? Get creative!
- Working part time? Think about getting another job
- Clean out your cupboards and drawers! Sell unwanted items on Trademe for a keen profit
- Use your spare bedroom to your advantage. Taking on a flatmate or a boarder will significantly increase your weekly income
Watch the video
Click here
to watch Nicci,
Marina and Rae discuss their budgeting tips.
The content of Talking Money Sense is general in nature, is designed for information purposes only and is not intended to constitute financial or other advice. Information is subject to change. Westpac New Zealand Ltd.