Money Sense

Get organised with Westpac Essentials


Westpac Essentials allows you to manage your money everyday. You'll be able to save for your ultimate goal, keep up to date with your account balances, pay bills anytime, buy items online, within New Zealand, over the phone and around the world.  

Westpac Essentials will also give you all you need to help bring your budget to life. Click here for more information on budgeting.

With Westpac Essentials you get:

  • An everyday spending account
  • A savings account
  • Internet Banking
  • A Debitplus Card

Which Essential Pac should I chose?
Do you visit a branch less than twice a month?  Do you write/deposit cheques less than twice a month? Do you have regular access to the internet?

If you answered yes to most of the above, the Electronic Pac may work best for you.

If you answered no to most of the above, the Branch Pac may work best for you.

Click here to find out what you'll get with Electronic/Branch Pacs.

Watch the video

Click here
to watch Nicci, Rae and Marina reveal how they're getting sorted.


Getting sorted for summer

How can I keep my Christmas spending in check?
How to take the sting out of buying summer gear
I'm going on holiday but my bills aren't - what should I do?


The content of Talking Money Sense is general in nature, is designed for information purposes only and is not intended to constitute financial or other advice. Information is subject to change. Terms, conditions, fees and charges apply to Westpac products and services. See www.westpac.co.nz or call into your nearest Westpac branch for details. You can get a copy of the current disclosure statement for Westpac New Zealand Ltd from any Westpac branch in New Zealand free of charge. Westpac New Zealand Ltd.