How do I apply for a home loan?
Click here
for more information
on the Westpac Choices Everyday home loan.
You don't have to be a Westpac customer to apply for a home loan,
and you don't have to do all your banking with Westpac after you
get a loan.
Apply online
Click here
to
get started on the Westpac site.
Meet Westpac's Mobile Managers
A Westpac Mobile Mortgage Manager can come to meet you whenever
suits.
Click here
to find the mobile manager nearest you, or call the Westpac team on
0800 117 277.
Call into a branch
Drop in and let the team know you're interested in a home
loan. If you'd like to make an appointment call 0800 400 600.
Give Westpac a call
Call Westpac on 0800 177 277. Staff are available from
8am - 8.30pm weekdays and 9am - 5pm weekends.
What do you need to bring with you?
When it's time to have a chat with your bank, bring
along:
- Proof of your annual income
- Details of your debts and expenses
- Your sale and purchase agreement (if you've already made an offer)
- Evidence of your deposit, such as bank statements or sale and purchase agreement (for the home you're selling)
For more information, including examples of debts and expenses,
click here
.
What to expect
Your first meeting with the Westpac team should take
about 20-30 minutes (or 45 minutes without an appointment).
In this meeting, you'll discuss how you much you can borrow,
the required deposit, your interest rate options, valuations, legal
advice, insurance and what happens the house is being auctioned or
sold by tender.
The TMS guide to buying your first home
Downloads to take to open homes
Calculate how much you could
borrow
What's involved in...
...the purchase
process?
...the lending process?
Why do I need a lawyer and
insurance?
More info on Westpac's Choices home
loan
The content of Talking Money Sense is general in nature, is
designed for information purposes only and is not intended to
constitute financial or other advice. Information is subject to
change. Terms, conditions, fees and charges apply to Westpac
products and services. See
www.westpac.co.nz or call into your nearest
Westpac branch for details. You can get a copy of the current
disclosure statement for Westpac New Zealand Limited from any
Westpac branch in New Zealand free of charge. Westpac New Zealand
Limited.
